In small villages across Uttar Pradesh, something is changing — quietly but powerfully. Cooperative banks that once felt outdated are now becoming lifelines for farmers and small businesses.
CM Yogi Adityanath shared that over the past eight years, these banks have given out more than ₹23,000 crore in loans. MSME loans Uttar PradeshThat’s up from just ₹9,190 crore in 2017.
What changed?
For one, the state focused on upgrading the system. Thousands of rural bank branches were digitized. Warehouses were built to store harvests safely. And most importantly, the loans finally started reaching the people who needed them most — small farmers and local entrepreneurs.and UP banking reform,
“This isn’t just banking reform,” said Yogi. “It’s about trust — rebuilding it in rural India.”
The Mukhyamantri Krishak Samridhi Yojana helped make loans simpler for farmers. Now, families in agriculture-heavy districts are saying they’ve seen a real difference.
With over ₹100 crore in profits and growing outreach, UP’s cooperative banks are proving that with the right vision, even old systems can power new change.
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